★★★★★

Rated

happy homeowners

Home financing made simple, fast, and built around you.

From first-time buyers to seasoned investors, E Mortgage Capital gets you a great rate and a smooth close — with a real person guiding every step.

$1.2B+

funded for clients

21 days

avg. close time

100+

loan programs

Est. monthly payment

$3,765

5.0 · 73 reviews

Loan Programs

The right loan for every move

Whatever you're buying or refinancing, we'll match you with the program that saves you the most.

Buy a home

Conventional, FHA, VA & USDA options with low down payments for first-time and repeat buyers.

Refinance

Lower your rate, shorten your term, or tap equity with a cash-out refinance tailored to your goals.

First-time buyer

Down-payment assistance and grant programs that get you into your first home sooner.

Jumbo loans

Competitive financing above conforming limits for high-value and luxury properties.

VA loans

$0 down, no PMI, and exceptional rates for veterans, active service members, and their families.

Investment

DSCR and conventional financing to help you grow a profitable rental portfolio.

Self-employed

Alternative financing for self-employed borrowers — bank-statement and asset-based programs that qualify you on real income, not just tax returns.

Home equity

HELOC and home-equity options to fund renovations, consolidate debt, or cover big expenses.

Reviews

Loved by homeowners like you

         Posted on Google  
   
   Lisa Anderson 
 
 
 
 Trustindex verifies that the original source of the review is Google. Elliot was so very helpful and solved all are issues in a professional way.  He was always available for questions and we are very appreciative for the time he took for us.
  
 
      Posted on Google  
   
   Jamie Matthews 
 
 
 
 Trustindex verifies that the original source of the review is Google. Elliot with E Mortgage Capital was amazing to work with. He’s very responsive and professional and made our home buying process a breeze. We are incredibly grateful for his help and would recommend him to anyone looking for a lender!
  
 
      Posted on Google  
   
   Jib Peres 
 
 
 
 Trustindex verifies that the original source of the review is Google. Could not have gone better, these guys are smart, quick and knowledgeable. Highly recommended
  
 
      Posted on Google  
   
   Josh Muller 
 
 
 
 Trustindex verifies that the original source of the review is Google. Great communication and easy to work with. Cameron Kilmer helped us with a purchase and a refinance and made it a pleasant experience. They are super knowledgeable and go above and beyond to make sure we had all of our questions answered. Thanks to Elliot and his team!!!
  
 
      Posted on Google  
   
   Matt Cynaumon 
 
 
 
 Trustindex verifies that the original source of the review is Google. Elliot was incredible! He helped us secure a mortgage on our dream home at the best rates possible. Elliot and his team were fast, profession and courteous every step of the way.
Highly Highly recommend him!
  
 
      Posted on Google  
   
   Debbie Burwell 
 
 
 
 Trustindex verifies that the original source of the review is Google. Elliot always gets the job done!  Thank you!  :)
  
 
      Posted on Google  
   
   Cameron Booker 
 
 
 
 Trustindex verifies that the original source of the review is Google. They do great work and will walk you through every step of the process.
  
 
      Posted on Google  
   
   Tim Gray 
 
 
 
 Trustindex verifies that the original source of the review is Google. Elliot was extremely thorough; very timely, very good at following up, ensuring I was aware when I needed to provide info or sign documents and what steps were next.  Great wxperience!
  
 
      Posted on Google  
   
   Brandon Hobbs 
 
 
 
 Trustindex verifies that the original source of the review is Google. Elliot is truly one of the best in the business. I am so grateful to have met him many years ago and have him help me with many transactions. Our most recent transaction was complicated and he made sure it was smooth and successful. I appreciate his attention to detail and his commitment to excellence! Look no further — Elliot is the best of the best.
  
 
  
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